DEBT HELP IN BIRMINGHAM

Birmingham is the UK's second city and one of the locations with the most debt problems outside London

Birmingham is transforming from a manufactoring based region to one with a greater number of service sector jobs instead. This process has led to a mismatch in skills and ultimately reflected in unemployment levels which in turn is reflected in the number of people with debt problems.

Debt Counselling in Birmingham

Birminghams debt problems are fuelled by this and because generations of people are essentially starting from scratch in many cases, income levels are lower than those in other areas of the UK*

Where income is low, debt is usually rife - after all a litre of fuel in Birmingham will not necessarily be cheaper than in Oxford. Local economic changes are just a part of understanding the problem but it highlights the way in which we at DCM operate. By taking into account local economic influences we can help argue a better case for you with your creditors.

Asking for debt help

Many people we talk to say they cannot think clearly about their finances because of work or home distractions. This is a big problem that sometimes leads to bad decisions and bottles up the issue. If you know you've got money worries, take 30 minutes time out and go and give yourself a break to come up with a positive decisive action plan. Some clients have found the following to be of use before they called us.

• Going for a stroll in one of the many parks in and around Birmingham
• Go for a swim, a yoga session or a sauna
• Go to the library and just make some notes

What might seem a daunting thought - asking for debt help - suddenly becomes far easier when you have a positive mind.

*source: www.birminghameconomy.org.uk