Successful Debt Management

6 Steps to a successful debt management plan

To make debt management work it has to be planned properly. If it's rushed or not practical for you then it won't work and you'll be looking at bankruptcy.

We make our debt management plans work because because our approach is different. Our counsellors fully understand what you're going through - so much so that we're able to make some assumptions as to how you will feel at each step. These are based on real people who've shared their feelings with us.

6 Steps & how you'll feel

Step 1

Making contact with DCM

Before you call you'll feel anything from defeated to elated and all points in between. Afterwards you'll feel relieved and probably emotional.

Step 2

We'll gather together all your financial details to create your debt management plan.

You'll feel nervous, excited and relieved.

Step 3

We'll create your debt management plan based on what you can realistically afford and from that will come a guaranteed date when you will be clear of debt.

You'll now feel like you have a plan, a purpose and whole load of weight off your shoulders.

Step 4

We'll contact the most urgent and worrying creditors to put a stop to things getting worse.

You'll probably feel like shedding a tear or two, it's called relief.

Step 5

We'll handle all the dealings with your creditors. Because of our reputation and experience in this field, our debt management plans are usually readily accepted. We know all their tricks and have a few of our own. Remember, we're in your corner.

You'll be starting to feel a lot more relaxed, things will probably start to feel like their going your way - traffic lights on green, better parking spaces at the supermarket.

Step 6

You make a single monthly payment to us which includes all the agreed payments to your creditors.

We pay your creditors. You'll never need to deal with them again Imagine how that will feel!

Debt Management Aftercare

If you need us, we are there. If things get tough, or get better, just give us a ring and we can help. We're not like other companies, we'll be here to help every step of the way.

Your debt management plan will work because we'll make it work together.

But none of the above matter unless you make that decision to act now

Call Now on 0845 120 1 120 to speak to a counsellor